Union Bank Credit Card Review, Should You Use It Or Not

Credit Cards were used by businessmen for quick transactions, even if their money isn’t deducted. But now it is a very important part of everyday use.

From mere transactions, they are now used for bill payments and many more, yet people get the credit card for one important reason, the credit score. A credit score is important for getting loans easily. Having a credit score is crucial for emergency purposes, if you need a loan from a bank, and you do not have a credit score, then you will get a loan but interest rates will be higher. To be safe from the higher interest rates it is crucial to have a credit card. 

At Bank Quality you get genuine reviews and ratings of the credit card companies. In the credit card companies section, we have credit card providers and banks that offer their credit cards. You can check the Bank Quality Ratings on the portal to choose the right bank and its credit card. The banks all that offer such services; also have other services, like loans and basic banking operations. 

You might find union bank credit card review good and favorable for daily use. 

About Union Bank

The bank has a variety of services such as Savings account, current account, and also overdraft facility.

The bank was formed in the year 1919, headquartered in Bombay(Mumbai then). Presently it has over 4200 branches across India. It has provided a decent help in the growth of the country and its people. Union Bank is known for its provision for credit facilities to every stratum of society. They provide loans to home buyers, auto, and even a variety of businesses, be it small or large scale. 

They have many special offers regarding their credit cards that make Union Bank Credit cards very accessible and user friendly. 

Credit card features and services by Union Bank

• No renewal fee, or annual charges 

• No annual payments, or renewal fees

• The expenditure limit exceeds 20 percent of the annual salary 

• A variety of cashback schemes or reward programs

• Credit term almost 50 days free

• SMS warning to every activity.

• There are different items in the EMI system. 

Types of Cards offered by Union Bank

The credit card types differ based on their services; they have Classic, Silver, Gold, Platinum, Usecure, and Signature 

For Union Bank Credit Card review reach the Bank Quality portal and also go through the Bank Quality Ratings of other banks and financial institutions.